Six men will only pay the monthly minimum on their credit cards.
Money is intoxicating. Who doesn’t like to have a wad full of money in their pockets. It can be as addictive as easily and as completely as the iron grip of alcohol or drugs. Its power to change us is close to that of Jesus Himself. Money possesses the power to rule our lives. It will lure us, like a moth, getting too close to the flame until, finally, our wings are set ablaze and we financially tumble out of control.
Howard Dayton, financial author and founder of Campus – a financial traini
ng ministry, has counted about 500 verses in the Bible on prayer but over 2,300 verses on how to handle money and possessions. One would have to study the entire Scriptures to have a total grasp of what the Bible says.
For many it’s more than being unhealthy; it’s as stated above – out of control. We have become a society of pretenders, bent on portraying an image of financial success whether or not there is any substance to it. And there is little marginal difference between the way Christians and non-Christians handle their money in our secularized culture.
I know in my own life at one time I really didn’t give much thought to the comings and goings of money in regards to my family. I was the spender between my wife and I and she had to unpleasant duty to try and keep me from spending foolishly. She had the responsibility of managing our bank accounts, paying the bills and making sure I didn’t do something foolish when it came to money. Because of my spending we had huge credit card bills and were basically paying the minimum payment on our bills.
That began to change one weekend when we attended a Fall Festival of Marriage in Ridgecrest, NC. I began to recognized my errors. The topic that weekend was For Love or Money. It was during this weekend that I realized as a husband and the spiritual leader of my home it was my responsibility to manage the finances and be responsible for the financial well-being of our home.
As a result of this weekend I began to study what scripture had to say about money. I read numerous books on the subject of money and the Christian life. Larry Burkett at the time was well known for his teaching on Biblical understanding of how to handle money. Though it was not something I did naturally, I learned with God’s help the responsibility of managing the financial affairs of my home.
Men it is vitally important we handle our finances biblically so it will bring honor and glory to God and bring security to our family. I think we have all read the statistics that most marriage problems are somehow related to finances.
There are resources to help us understand how to manage our monies and if you are one who has large credit card debt, how to reduce that debt. I would encourage you to spend time educating yourself on the responsibility to be an example to your family on how to properly manage your finances.
I know of an individual who recently was afraid they were going to lose their job through a layoff and realized that if that happen the debt they had accumulated would be hard to overcome. It was a wakeup call for them to get their financial house in order.
Our culture has blindly led us into believing that the more you have, the better off you are. And as a result we continue to obtain possessions until we can barely pay our bills – if at all. We need to reverse this attitude. We need to trust God for our provisions. Scripture tells us that Jesus said in Matthew 6:26, “Look at the birds of the air, that they do not sow, nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not worth much more than they?” And Luke 12:27, it is recorded that Jesus said, “Consider the lilies, how they grow: they neither toil nor spin; but I tell you, not even Solomon in all his glory clothed himself like one of these.” If God will provide for the birds of the air and the lilies of the field, why would we not think he will not provide for us. If we trust in Him, he will provide what we need at the time we need it.
Great verse to memorize to help you remember that God will provide for your needs is Philippians 4:19, “My God will supply all your needs according to His riches in glory in Christ Jesus.”
We all need help in this area to properly handle money. There are courses and great ministries out there to teach us how to biblically handle money. Talk with your church leaders and they will be able to direct you to these courses. Some churches even have studies periodically that helps individuals to understand the scriptures in regards to finances and being responsible stewards of what God has given us. Take advantage of these opportunities.
We need to be discipled in the area of financial responsibility.